Few things in life can be more stressful than getting into a car accident. The scare, the possible injury, the confrontation with other drivers, the troublesome aftermath and the potential financial loss. Such stress at the moment could push people to do things they would regret afterwards. That is why I would like to share with you several important tips that have got me through such situations as quickly as possible with my sanity intact.
Move to safety!
First and foremost, move to safety! Resist your instinct to inspect damages immediately. You really don't want to be stationary in the middle of a busy road, with cars and bikes whizzing pass at speed every second.
So if your car can still move, signal and gradually move to the emergency lane or road shoulder. If it can't move, you must turn on the hazard lights and get out of your car, and move yourself to the road side at once to avoid the traffic. You need to be at a safe place to clear your mind of the shock and stress. Then, plan your next moves from there.
Stay absolutely calm and be courteous
Take a deep breathe and stay as calm as possible. This is especially important if there is another party involved in the accident. They are under stress too. Our natural first instinct is to play the blame game. Please resist that. The last thing we want is for the situation to escalate into an argument, or even road rage. Your calm demeanor would in turn calm them down. Bring everybody's focus into getting through the problem at hand as soon as possible.
Take record of the situation
Once you have settled down, then it's time to assess the damage. You should take pictures of the damages on the car and the environment, but do it safely. Be mindful of the environment!
If another party is involved, take pictures of both vehicles and the scene. Be sure that the number plates are visible. Take note of the make and model, as well as the color of the other car. Note the location of the accident. Exchange contacts with the other party. It would be best if you could take a picture of their identification card.
Get roadside assistance to tow your car (or not?)
Unless you are absolutely certain that the damages are purely cosmetic, i.e. on the external body, you should get your car towed. There maybe other damage parts that are not immediately evident. There could be leaks. Such problems, if not attended to timely, may cause even more damages on your subsequent drive. In situation like these, the last thing you want is more hassle.
So, use the ROGER App to get roadside assistance by summoning a tow truck. Our prices are transparent and worry-free.
Make a police report within 24 hours
You must make a police report at your nearest traffic police station within 24 hours. Better yet, do it immediately to get it over with. Police will usually help you fill out the police report, but you maybe asked to do it yourself too. Either way, be clear about how the accident happen. Police may take pictures of the vehicle. Later on, they will determine who's at fault.
After that, you may proceed with your insurance claim. Be sure to send your car to panel workshops appointed by your insurance company. Otherwise, you cannot make a claim.
Do you need a medical check-up?
Most people focus so much on fixing the car, they forget about getting themselves checked. Even though you might feel fine at the moment, the impact during a car accident is not to be underestimated. You could suffer whiplash or other sort of injury. A friend of mine lost her sense of smell for weeks as a result of a car accident. So, it's always a good idea to pay your doctor a visit, just to be sure.
So there. You will get through the trouble in no time by following these steps. But this is a guide I hope you will never need.